Progressive Casualty Insurance v. Moore, 2012COA145 (August 30, 2012)

If you don’t pay your premiums on personal auto policies, the policy expires. Plaintiff gets into a car accident and pleads that Progressive did not provide proper notice that his premiums were unilaterally increased. There is a statute that provides that policies are automatically renewed if proper notice of an increase is not provided, but, as the court of appeals held, it only applies to commercial auto policies. Thus, plaintiff had no policy at the time of his accident.

http://www.courts.state.co.us/Courts/Court_Of_Appeals/Opinion/2012/11CA1976-PD.pdf

http://www.cobar.org/opinions/opinion.?opinionid=8645&courtid=1

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